A message for Scotia Bank Branch in Hamilton Ontario Canada at Upper gage and Fennell, I have no active chequing or savings account with Scotia Bank. I just bought a money Order at a Scotia Bank brach near my rented place in Ottawa in November 2010 payable to a US Govt agency. Posted June 07 of 2022 Day #158 Repeated on June 08 of 2022 Day #159 updated on June 10 of 2022 Day #161 repeated Day #162



Generally speaking, people do not change name, rather it is just that in some countries people use Mr. with First name, and in some countries people use Mr. with Family name.  There is no universal standard around the globe about it. The only standard is to use Mr. with complete name with out truncating or without splitting the name to avoid ambiguity. Same person or same name in Asian countries or middle Eastern countries, Saudi Arabia would look different than in western countries, because in Eastern countries it is respect to use Mr. with first name (i.e. Given name) and in Western countries USA, Canada it is respect to use Mr. with the family name, for the same person/same name. So it is not change of name, it is just placement of Mister some times with the first name and some times with the last name which makes it look like two different names (or two different individuals) for the same name/person. Perhaps fraud makers and/or new makers benefit from it by making a fool of people (such as by saying that name changes in USA and Canada) who are less knowledgeable about this system, instead of clarifying and educating them of the right thing.

Same applies to any other prefix used before the name.

Published by the undersigned:


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خالد محمود ھملٹن اونٹاریو کینیڈا



2-671 Fennell Ave. East,

(Door#: 2 with curtain or without on the upper Floor)

Hamilton Ontario L8V 1V3 Canada

(correct postal code for my address as assigned by Canada Post is L8V1V3, it is NOT 3J3).

Monthly Tenant (in this building since 2017 May – Five+ years this month in 2022 – I was trapped to rent in such building, I did not ask for this address.)

A suggestion to the technical and Engineering Colleges/Universities to include some courses in their programme to prepare graduate students to learn to survive the shock and stress of govt. provided social assistance due to unemployment and unknown reasons, which I was never/not taught.

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