Caution: Following message applies globally: Attention all financial institutions and Banks, Beware that I have no financial advisor any where in the world associated with my complete name “Khalid Mahmood” “خالد محمود” or any bank account under the name “Khalid Mahmood” also written as “Mahmood, Khalid”. I am my own financial advisor. Moreover my current accounts were non-joint accounts, all accounts are owned by the undersigned. I did not appoint any financial advisor never/ever. Posted on May 27 of 2022 Day #147 Update May 28 of 2022 Day #148 repeated May 29 of 2022 Day #149.


In my opinion savings accounts are extension of piggy bank (مٹّی سے بنا گلّک) and chequing accounts are extensions of one’s pocket or wallets which do not require a financial advisor neither a manager, people can manage these accounts themselves. In child hood and early years parents are best financial advisors. Investment portfolios require financial advisors/mangers to constantly monitor the health of the investments. Some people have the capability, education and experience to manage their own portfolios and some people need banking experts to manage their portfolios. I am my own financial advisor/portfolio manager.

Another option for people (i.e. if the choose to avoid using banking services) is that they use vaults or personal secure metal safes to protect their money and valuables instead of using bank accounts and safety deposit boxes.

Published by the undersigned:


▄▄▄ ▄ ▄▄▄ ▄▄▄ ▄▄▄

خالد محمود ھملٹن اونٹاریو کینیڈا



2-671 Fennell Ave. East,

(Door#: 2 with curtain or without on the upper Floor)

Hamilton Ontario L8V 1V3 Canada

(correct postal code for my address as assigned by Canada Post is L8V1V3, it is NOT 3J3).

Monthly Tenant (in this building since 2017 May – Five+ years this month in 2022 – I was trapped to rent in such building, I did not ask for this address.)

A suggestion to the technical and Engineering Colleges/Universities to include some courses in their programme to prepare graduate students to learn to survive the shock and stress of govt. provided social assistance due to unemployment and unknown reasons, which I was never/not taught.

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