I have been a long time customer of the bank since 1993 when TD and Canada Trust were separate financial institutions. Recently I came to know that my account was over drawn without writing any cheques. I was told by the bank that it was due to monthly fee taken by the bank at zero $. I find it strange and may be due to a malfunction (or a bug) of the system that it deducts service fee from the account even after balance is zero $. At zero $ balance only deposits should be possible and no withdrawals be possible, unless account has overdraft protection arranged by the bank prior to it happens.
Something to think about it.
(As a result of this and COVID situation I have closed my Business account with TD as of June 01 of 2020 to avoid negative increase in balance instead of positive increase).
(As of July 15 closing statement has not yet been received by mail, I called phone banking of tdcanadatrust and they can not tell why, because they can’t access closed accounts. Is this normal).
When I called the branch in St. Catherines on July 16 to find out about it, I was given an excuse/reason which is not logical that my account was setup for eStatements, after closing an account eStatements are not accessible, because account login credentials become invalid. I have eStatement setup with Simplii as well, but when a account is closed final closing statement is mailed out to me by Canada Post.
Some thing to think about.
Published by myself
KHALID MAHMOOD
Monthly Tenant (in this building since 2017 May 2017- three years +)
خالد محمود ھملٹن اونٹاریو کینیڈا
M01684340561220
Plus code 87M265J2+76
Ph:(289)990-6590
2-671 Fennell Ave. East,
Hamilton Ontario L8V1V3 Canada
(correct postal code for my address as assigned by Canada Post is L8V1V3, it is NOT 3J3).
I am located within the Region of Peel of Canada near airport waiting for my flight out of Canada to go back home to Saudi Arabia, airlines please help me issue a emergency ticket for me, I am out of money. I will pay back later. Two pieces of ID should be used to identify a person correctly. (finally my letter box was restored on February 06 of 2023 after a disruption of three weeks). m0168.org by KHALID MAHMOOD (KM) خالد محمود - due to illegal occupation of my residence of over five years in Hamilton at 2-671 Fennell Ave. East. I am in Brampton Ontario since July 22. As of December 01 of 2022 I was a tenant at 10 Conover Crt. Brampton L6Y3J5 which was disrupted on Family Day 2023 weekend. March 19 is more than a month still no solution to it.
(p.s.: Conover Court is just a Street name, word Court is abbreviated sometimes as Crt. and sometimes as Ct. This house is not a family house, is a rooming house for students). Also as of 12/20/2022 I am 66 years of age, my age numbers have changed but I am not a unknown person I am still the same person whose age numbers were 65 before December 20 (this is due to progression of life, increment of time). ---------------------------------- {[Eldest Son of Business owner (passed away in 1981) of ARCO Tailors and ZAM ZAM زم زم Tailors - (plus other side businesses) located around CHOWRANGI area in NAZIMABAD of KARACHI PAKISTAN]} ---------------------------------- CITIZEN OF CANADA PRESENTLY LOCATED IN BRAMPTON ONTARIO CANADA. I am authorized user of BEC co-working space in Brampton - (I was forced out of my residence of over five years at Fennell Ave East in Hamilton ON L8V1V3 unlawfully without legal N4 on the morning of June 19 of 2022, was A CRIME AGAINST A AGE SENIOR.
I AM BLESSED THAT I AM HIGHLY QUALIFIED MY EDUCATION AND EXPERIENCE IS HIGHLY VALUABLE, SO I CAN NOT BE MADE DESTITUTE. All my correspondence/documents/letters were left behind at that address. Also I want to mention that since it was not my mission to live under the disguise of a destitute, no one can succeed in making me destitute. THIS MUST BE A disappointment FOR MY ENEMIES. When we landed in Canada in December 1993 I was reasonably wealthy to afford own rental apartment and not seek a shelter. 30 years in North America has depleted me of all of my financial resources and possessions but could not deplete me of my education, experience and discipline. Credit goes to my parents and their wisdom to raise me like the way I am today.
why my ODSP payments were not started yet as of March 15 of 2023, my ODSP application was processed and approved about a year ago in Hamilton before the incident of June 19.
For nearly 32 weeks since December 2021 no money was received from Social services (OW or ODSP). OW file was reactivated in Brampton and got incomplete cheques in August, September , October without rent amount and rent amount was received as a separate payment in November of 2022. December rent and last month deposit was received in December 2022.
Visited the OW social services office in Brampton on August 08 to follow up. I Received a monthly cheque deposit from OW social assistance after nearly 32 weeks on August 09 of 2022 also submitted consent forms and other paper work after completing and an SOI to Peel Region on August 11 of 2022. OW IVR not yet fully setup and not giving me access to my own information. who blocked it. and why ?? OW IVR is playing a message that I have no access to my personal information dates August 23 of 2022 around 11h42. Received a phone call and email from OW for another appointment on September 06 of 2022.
Received a call from new case worker of OW on 09/01/2022 and told me that it is a legal requirement to apply for CPP and OAS for OW in 2022.
I was forced out of my residence of over five years in Hamilton, illegally by the illegal occupiers.
I was forced by the OW case worker to apply for Old age and CPP to be eligible for OW for the month of October, unwillingly I agreed to apply due to seriousness of it. (But I am not retiring because I want to go back to my previous home, previous contract work in Saudi Arabia).
Please call me direct, talk to me direct, deal with me direct. Four page appeal document written by myself in my own handwriting in January 2023 remains valid in February 2023 and future month as well, as long as did not get my flight i.e. my appeal to go back home.
Since July 22 of 2022 I was sheltered at 15 Wilkinson Rd, Brampton Ontario L6T4X1. As of December 01 of 2022 I have rented a room on monthly basis at 10 Conover Court in Brampton (Upstairs). IF ANYONE FEELS IMPACTED BY MY DOCUMENTED PERSONAL LIFE EXPERIENCES and information WOULD BE BECAUSE OF THEIR OWN GUILT OF WRONG DOINGS, I AM NOT WRITING AGAINST ANY SPECIFIC PERSON, except documenting about my own situation and experiences, where as OTHERS have been STRATEGIZING AND TARGETING AGAINST A SPECIFIC PERSON (i.e. myself, the {KHALID MAHMOOD}). NEW MAKERS CAN NOT SUCCEED BY ISOLATING ME FROM MY CHILDREN, FRIENDS, PROFESSIONAL COLLEAGUES AND REST OF THE WORLD.
I have rewritten in my own handwriting my Four page appeal document in Brampton which includes my current situation, and is available on my website. 