Banks Behaviour in Canada – updated July 20 of 2020 and March 11 of 2022

Behaviour of banks in Canada towards consumers/depositors/account holders. Early April I experienced that TDCanadaTrust holding money even after a Cheque deposit is Cleared by the other bank. about a Week ago I experienced that CIBC raising Fraud Alert on account holders if an account holders account is misused/unauthorized transactions. For insignificant amounts such as a 1$, 2$ or less than a $ transactions. Does it makes sense or even justify the resources and efforts they put in to sort out such transactions. They should set reasonable threshold limits when to start raising Fraud Alerts on Culprits not on account Holders. I hope some one from the banking industry in Canada responds to my concerns. –

—+

Login and interac/debit card issues.

Suddenly interac debit cards or login stops working.

Due to a login issue on web broker page called TD direct investing (July 20 of 2020) and after a long question / answer session with a inexperienced support member on the phone got it fixed.

Just this after noon my login was accepted on their web broker login page, however same login became unusable in the evening. How can that happen by itself unless they are using timer/time dependent login which is not known to me, or staff is messing up with the logins.

Technology NOT DONE right.

Very strange (unpleasant) behaviour.

TO WHOM IT MAY CONCERN/INTEREST

Published by the undersigned:

KHALID MAHMOOD (KM) (Male)

www.m0168.org

خالد محمود ھملٹن اونٹاریو کینیڈا

M01684340561220

Ph:(289)990-6590

2-671 Fennell Ave. East,

(Door#: 2 with curtain on the upper Floor)

Hamilton Ontario L8V 1V3 Canada

(correct postal code for my address as assigned by Canada Post is L8V1V3, it is NOT 3J3).


Monthly Tenant (in this building since 2017 May – nearly Five years in about a month in 2022 – I was trapped to rent in such building, I did not ask for this address.)

A suggestion to the technical and Engineering Colleges/Universities to include some courses in their programme to prepare graduate students to learn to survive the shock and stress of govt. provided social assistance due to unemployment and unknown reasons, which I was never/not taught.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.